Calculators and guides for life in Singapore
Singapore life, worked out. Pay, tax, housing and everyday costs in seconds, and the local rules in plain words. No sign-up, and what you type stays on your device.
Browse by topic
Latest updates
All updates →- 2 Nov 2026CPF from 1 Jan 2027: older workers save more, take home a bit lessFrom 1 Jan 2027, CPF rates go up for workers above 55 to 65. On a $5,000 salary, take-home pay drops by $25 to $50 a month and $50 to $75 more goes into CPF.
- 2 Nov 2026GEP ends in its current form from 2027: what replaces itMOE is replacing the Gifted Education Programme from 2027. The last GEP intake is Primary 4 in 2026. Instead, more pupils get school-based provisions, and some attend weekly advanced modules at 15 designated schools.
- 2 Nov 2026P1 registration from 2027: 60 places in Phase 2C, and a two-track ballot at 12 schoolsFrom the 2027 Primary 1 registration exercise, Phase 2C reserves 60 places instead of 40 at most schools, and 12 schools split Phase 2C places between children living within and beyond 2 km.
Popular guides
All guides →- SRS or CPF top-up before 31 December? Who it's worth it forTopping up SRS or CPF before year end cuts next year's tax, but only by your top tax rate. Here's who gains most, and the catches.
- How to plan your 2027 leave: 8 days of leave, 31 days offSingapore's 2027 public holidays line up well. With 8 days of leave you can get 8 long weekends, and 3 days of leave in May gives you 9 days off.
- Take-home pay in Singapore 2026: $3,000 to $12,000 a monthWhat a Singapore citizen or PR actually keeps from a $3,000, $5,000, $8,000 or $12,000 monthly salary after CPF and income tax, with 2026 CPF rates.
- HDB loan or bank loan in 2026? What the difference costs youBank loans are cheaper than the 2.6% HDB loan today, by about $160 a month on a $412,500 loan. But you need cash, rates float, and you can't switch back.